As the new year begins, millions of Americans are looking forward to their Social Security payments for January 2026. The Social Security Administration (SSA) follows a set schedule for disbursing benefits, which varies based on the recipient’s birth date and the type of benefits they receive.
For those receiving retirement, disability, and survivor benefits (RSDI) who filed claims after May 1, 1997, payment dates depend on their birthday. Specifically, those beneficiaries can expect payments on the following schedule in January:
– Beneficiaries who started receiving benefits before May 1997 will receive their payments on January 2.
– For those with birthdays between the 1st and 10th of the month, payments will be issued on January 14.
– Birthdays from the 11th to the 20th will see payments on January 21.
– Finally, those with birthdays between the 21st and 31st will receive their checks on January 28.
Supplemental Security Income (SSI) recipients, who are generally individuals with disabilities or old adults with limited financial resources, will receive their payments earlier this month. Since January 1 falls on a federal holiday, the expected payment date has been adjusted to December 31.
It’s essential for beneficiaries to be aware of these dates and the possibility of delays. If payments are not received on the scheduled dates, recipients are advised to first check with their banks or financial institutions, as issues may arise at that level. For unresolved payment issues, the SSA encourages individuals to contact their office directly at 1-800-772-1213 (TTY 1-800-325-0778).
As Social Security continues to support millions of Americans, staying informed about these payment dates can help beneficiaries manage their finances effectively.