Ripple, a leader in enterprise blockchain and cryptocurrency solutions, has announced its acquisition of Rail for $200 million. This acquisition is set to enhance Ripple’s capabilities in stablecoin-powered global payments and solidify its position as a frontrunner in digital asset payments infrastructure.
Rail is known for its innovative payment platform that integrates stablecoin technologies, facilitating rapid and cost-effective international transactions. By joining forces with Rail, Ripple aims to create the most comprehensive stablecoin payments solution on the market. Ripple Payments already boasts an extensive payout network, exceptional digital asset liquidity, and an assortment of over 60 licenses that ensure customers can manage payment flows in a compliant manner.
Monica Long, President of Ripple, emphasized the importance of stablecoins in modern finance and expressed excitement about the potential innovations this acquisition could bring. With Rail’s robust features such as virtual accounts, automated back-office infrastructure, and seamless payment options, Ripple is poised to meet the increasing demand for stablecoin transactions.
The collaboration will allow clients to access a wide range of payment types through a single platform, including both third-party and treasury payments. Key benefits include enabling customers to transact without the necessity of holding crypto on their balance sheets and providing premium liquidity for various digital assets like RLUSD and XRP. Furthermore, with a global payment network operating year-round, users can expect streamlined integration and robust support.
Bhanu Kohli, CEO of Rail, shared that in 2025, the company anticipates processing over 10% of the projected $36 billion in global B2B stablecoin payments, signaling significant growth in this sector. The acquisition is expected to close by the end of Q4 2025, pending regulatory approvals.
With this strategic move, Ripple continues to pursue growth through mergers and acquisitions, building on its investment of over $3 billion in enhancing its technological capabilities and strategic positioning. This acquisition not only promises to drive innovation in global payments but also supports the mainstream adoption of digital assets.
This development is a testament to the evolving landscape of payment solutions, highlighting optimism for the future of blockchain technology in transforming financial transactions.