The Better Business Bureau (BBB) has issued a warning about a new scam known as “ghost tapping,” which targets users of tap-to-pay technology on their mobile devices. This type of fraud can result in unauthorized charges without the user’s knowledge, particularly in crowded or distracting environments where scammers can easily exploit the system.
According to the BBB, scammers employ various tactics to execute these thefts. They may get physically close to their victims in public spaces, using the proximity to secretly charge their tap-enabled card or mobile wallet. Additionally, at events like flea markets and festivals, fraudsters may pose as vendors, setting up fake stalls that request tap payments under false pretenses. Similarly, charity scams have emerged where individuals ask for small donations but charge significantly higher amounts instead. Scammers also rely on creating a sense of urgency, pressuring victims to tap without first confirming the merchant’s name or transaction details.
To mitigate the risk of becoming a victim, experts recommend monitoring financial accounts regularly and contacting banks immediately upon noticing any suspicious activity. Michelle L. Corey, the president and CEO of BBB St. Louis, emphasizes the importance of vigilance, stating that frequent account reviews are essential to prevent losses.
Additional preventative measures include using Radio Frequency Identification (RFID) protection, which involves using RFID-blocking wallets or sleeves to prevent unauthorized wireless access. Consumers should also double-check payment details before completing a transaction, ensuring they have time to review the merchant and the amount charged. Daily scrutiny of account statements can help identify unfamiliar charges, while setting up transaction alerts can provide immediate notifications of any account activity. Finally, limiting the use of tap-to-pay features in high-risk areas can offer an extra layer of security.
By taking these protective steps, consumers can significantly reduce their risk of falling victim to ghost tapping and other related scams.