Capital One is implementing significant changes to lounge access for its Venture X cardholders, set to take effect on February 1, 2026. These modifications mirror similar strategies employed by competitors such as American Express and Chase, particularly in relation to guest access and fees for authorized users.
Under the new policy, complimentary guest access to Capital One Lounges will be reserved for primary cardholders who spend at least $75,000 per calendar year. This change removes the previous benefit of complimentary access for additional cardmembers, who will still be able to hold a no annual fee card but must now pay $125 for lounge access per additional cardmember. This unbundling of amenities is a notable shift, as many card users had previously relied on the inclusive nature of the access.
Furthermore, additional fees for paid guest access will be introduced, with each guest now costing $45, while youth guests under 18 will be charged $25. Additionally, Venture X Priority Pass benefits will also see a cut, eliminating complimentary guest access altogether for all cardholders, contrasting with the Venture X Business card, which will continue to provide limited complimentary guest access.
These adjustments come as the demand for airport lounges continues to rise, and Capital One aims to balance providing a quality experience for its cardholders while managing the operational realities posed by crowding. It’s worth noting that despite these changes, Capital One continues to maintain a lower annual fee for its Venture X card compared to other premium offerings on the market, such as the Amex Platinum card.
A recurring sentiment is that while the changes may initially seem detrimental to some users, the overall value of the Venture X card—especially for those who regularly spend at higher levels—remains competitive. Many cardholders may find that the benefits they receive continue to outweigh the new costs associated with lounge access. For instance, users who consistently spend above the $75,000 threshold may still find themselves in a favorable position regarding their travel expenses and rewards.
In conclusion, while some card benefits are being reduced, Capital One’s commitment to providing valuable services at a competitive price point remains intact, and the evolving landscape may lead to alternate benefits tailored to devoted cardholders.