Citi has recently enhanced the appeal of its Citi Strata EliteSM Card, a competitor in the premium credit card market alongside well-known options like the Sapphire Reserve, Venture X, and Amex Platinum. The card now features an impressive introductory offer of 100,000 bonus points after new cardholders spend $6,000 within the first three months. This offer is accessible to current Strata Premier and Prestige customers as well.
Notably, this card has partnered with American AAdvantage as a transfer partner, allowing cardholders to earn more American miles on their purchases compared to typical AAdvantage cards. While it earns 1 point per dollar on most spending, it rewards unbonused spend at a rate of 1.5x, making it a lucrative option for those looking to maximize their travel rewards. Moreover, points can be transferred to numerous airline and hotel partners across different alliances, which adds significant flexibility for travelers.
The Citi Strata EliteSM Card offers substantial annual benefits tailored for frequent travelers. New cardholders can take advantage of the $300 hotel benefit for stays of two or more nights booked through Citi Travel, and a $200 Splurge credit applicable on select merchants including American Airlines. Additionally, cardholders can enjoy $100 in Blacklane credits biannually, creating a potential value of up to $1,200 in benefits during the first year if they gain approval for the card now.
The card enhances the travel experience further with features such as Trip Cancellation and Interruption coverage, Trip Delay coverage, and protection for lost or damaged luggage. Cardholders also receive a complimentary Priority Pass Select Membership, granting access to airport lounges along with four Admirals Club passes each year, enhancing pre-flight comfort.
While the annual fee is set at $595, Citigold customers can get a rebate of $145, incentivizing those with Citigold accounts to consider this premium offering.
Overall, the Citi Strata EliteSM Card, with its generous upfront bonus and strong earning potential on travel rewards, presents a compelling choice for prospective cardholders, especially those who frequently use American Airlines. The new enhancements also signal Citi’s commitment to remain competitive in the premium card space, making it an attractive option for travel enthusiasts looking to maximize their rewards.